AI Credit Scoring System
The AI credit scoring system uses a machine learning (LightGBM) model to learn from credit data and quickly analyze credit risk. It predicts the likelihood of delinquency with highly accurate scoring, while verifying its accuracy with AUC and providing a rational explanation of risk factors using SHAP values.
This package includes sample data, programs, an instruction manual, and an environment setup guide, allowing users to customize the system to suit their needs.
Japanese Patent Application No. 2025-137163
Pricing
Total Price: $235 USD (one-time payment)
Breakdown:
・License Fee: $194 USD
・Documentation Preparation: $28 USD
・Test Data Curation: $14 USD
Note: This package is sold as-is, with no ongoing support or updates included.
License
This software is sold as a perpetual license for individual or corporate use. Upon purchase, the buyer is granted a non-exclusive, non-transferable license to install and use the AI Credit Scoring System on a single device or server environment. Redistribution, resale, or sublicensing of the software, in whole or in part, is strictly prohibited unless otherwise agreed in writing.
Liability
The software is provided "as-is" without warranties of any kind, either express or implied. The seller shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use the software, including but not limited to business interruption, loss of profits, or data loss.
Refund Policy
Due to the nature of digital products, all sales are final. No refunds will be issued once the product has been delivered and the license activated.